Optimistically Skeptical
  • Home
  • Photography
  • Buy Prints
  • New York
  • Yum!
  • Apps
  • Moi
  • The Cash Square!
Sign in Subscribe
Apple

10 seconds!

Vandan Desai

Vandan Desai

26 Apr 2023 — 1 min read
Share

It took me ~10 seconds to open the Apple's high-yield savings account today after answering ONE question and accepting the terms.

It took me less than a second to set up my Apple Credit Cards cash back to go to my savings account.

After playing around for about 10 seconds and reading through all the help guides, it took me another 1-3 seconds to do a transfer to my newly created savings account.

Source: Grants Interest Rates observer 

THIS IS A GAME CHANGER.


I recently wrote about Apple's entry into banking after they annouced a high-yield savings account with Apple Pay on how they are the best player in the market to gain a huge follwoing right off the bat. My experience today simply proved my hypothesis.

What Would Adam Say?
Is Apple a Blessing, or a Curse in Disguise?Apple’s convenience, ease of use and Ecosystem is what people are hooked on. How long would it be until you are also banking with Apple products?
Optimistically SkepticalVandan Desai

#bank-wrecker indeed.

Read more

Updates to Mandrill App (already)

Updates to Mandrill App (already)

Version 2.0 replaces the tabbed interface with a brand-new left navigation, adds a full keyboard shortcut system, and makes font & theme customization faster than ever.

By Vandan Desai 28 Apr 2026
Introducing Mandrill

Introducing Mandrill

You shouldn't need a code editor just to read a README. Mandrill renders Markdown files beautifully on macOS offline, instantly, and without asking for an account.

By Vandan Desai 26 Apr 2026
A Quiet Moment at Sensoji

A Quiet Moment at Sensoji

Sometimes, the most powerful way to experience a place is to look up. At Sensoji, above the crowds and noise, timeless design and quiet beauty come into focus.

By Vandan Desai 07 Apr 2026
Understanding Inter-Arrival Time - The Hidden Performance Metric

Understanding Inter-Arrival Time - The Hidden Performance Metric

Inter-Arrival Time is simply the time gap between receiving consecutive  chunks of data.

By Vandan Desai 01 Feb 2026
Optimistically Skeptical
  • Sign up
  • Glass
  • Twitter
  • Mastodon
  • Instagram
Powered by Ghost

Optimistically Skeptical

Insights from an inquisitive generalist — product management tips, travel & landscape photography, and delicious recipes.